Aussies can now earn a whopping 5.5% on deposit savings. Australian Mutual is paying one of the best rates we've seen for years. But, there’s a catch - it's for kids’ accounts only. Just last week the Reserve Bank governor said that with rates where they are now, banks should be paying us at least 4.5% for savings. Financial data company RateCity has found 24 accounts which do meet that mark, but all of them have strict terms and conditions. For example, ING's Savings Maximiser is paying 5% righ
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