Redlining is a discriminatory practice in which financial services are withheld from neighborhoods that have significant numbers of racial and ethnic minorities. [2]

Jun 2, 2023 · Redlining is the practice of denying people access to credit because of where they live, even if they are personally qualified for loans. Historically, mortgage lenders once widely redlined …

Dec 5, 2025 · redlining, illegal discriminatory practice in which a mortgage lender denies loans or an insurance provider restricts services to certain areas of a community, often because of the racial …

Sep 20, 2023 · Decades of redlining—a longstanding banking practice that blocked people of color from getting mortgages—continue to perpetuate racial and socioeconomic inequality in the San Francisco …

4 days ago · Explore how government policy created redlining, the laws that banned it, and its persistent, evolving forms in modern finance and housing.

Jan 24, 2025 · Redlining is the discriminatory practice of denying services—typically financial services—to residents of certain areas based on their race or ethnicity. Under fair lending laws, these …

Apr 30, 2025 · Redlining, a process by which banks and other institutions refuse to offer mortgages or offer worse rates to customers in certain neighborhoods based on their racial and ethnic …

Redlining can be defined as a discriminatory practice that consists of the systematic denial of services such as mortgages, insurance loans, and other financial services to residents of certain areas, based …

The Initiative is tackling redlining, a discriminatory practice where lenders deny or avoid providing mortgages or other credit services to neighborhoods based on the race or national origin of the …

Aug 17, 2021 · But what was redlining, really? The origins of the term come from government homeownership programs that were created as part of the 1930s-era New Deal.