Federal student loans offer flexible repayment plans, loan consolidation, forgiveness programs, and more. We can help you manage repayment and answer any questions you have along the way.

Learn how to manage your student loans, find a repayment plan, understand how to make payments, explore your options, and get help if you've missed payments.

Federal student loans for college or career school include Direct Subsidized and Unsubsidized Loans, PLUS loans, and Direct Consolidation Loans.

Find the right repayment plan, learn about loan forgiveness, and find help if you can’t afford your payments.

Federal Student Aid (FSA) is your federal loan provider. FSA uses servicers (private companies) like MOHELA to manage billing, questions, and payments, and to help you enroll in the best repayment plan for you.

Manage your student loans, apply for financial aid, and understand the aid process with Federal Student Aid.

Compare federal student loan repayment plans, including the new Saving on a Valuable Education (SAVE) Plan, using our student loan calculator to see which plan best meets your goals.

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Federal Student Loans: Repaying Your Loans—Provides information about federal student loan repayment plan options, finding loan history and loan servicers, and making payments.