A profit-sharing plan gives employees a portion of the profits a company earns. This type of retirement plan, which is also known as a deferred profit-sharing plan, provides a discretionary ...

A profit-sharing plan is a defined contribution retirement plan that allows an employer or company owner to share the profits in the business, up to 25 percent of the company’s payroll ...

Instead, the loan becomes a tax liability. "It is deemed a distribution from the plan," explains David Wray, president of the Profit Sharing/401(k) Council of America, which represents companies ...

The simplified employee pension IRA is the simplest way for business owners to help their employees save for retirement. The plan is purely profit-sharing in nature, which means only the employer ...

But you won't be able to keep your employer's 401(k) match or profit-sharing contributions unless you are vested in the plan. Nearly 45% of 401(k) plans provide immediate vesting for matching ...