Government-backed loans like FHA, VA, and USDA loans, often touted easier to get, actually have higher denial rates than ...

The moratorium was previously scheduled to expire on April 11, but has now been pushed to July 10 according to a new Mortgagee Letter.

The U.S. Department of Housing and Urban Development (HUD) has issued Mortgagee Letter 2025-09, which updates the residency ...

Luckily, he found one through the Veterans Affairs Servicing Purchase (VASP) loan program, implemented by the Biden administration to offer VA mortgage holders a last-resort option to avoid losing ...

Ginnie Mae (the Government National Mortgage Association) plays a crucial, if behind-the-scenes role, in government-insured/guaranteed mortgages like FHA and VA loans. A federally owned entity, Ginnie ...

Turner issued a letter to HUD partners and grantees detailing the priority HUD is placing on a recent immigration-related ...

Whether you’re buying your first or fifth home, an FHA loan can make it easier to afford a mortgage. These loans typically ...

Ahead of next week’s MBA Advocacy event in Washington DC, I received this note from an industry vet. “With the continued ...

The annual percentage rate, or APR, is the mortgage rate charged to a homeowner after all fees and other lending costs have been factored in. This is different—and usually higher—than the interest ...

During the COVID-19 pandemic, mortgage interest rates dropped to historic lows -- as low as 2.5%. Fast-forward a few years ...

Cuts at the U.S. government’s largest mortgage regulators are poised to shake up the mortgage market — but how remains ...

Fannie Mae’s Economic and Strategic Research Group reports that the lower mortgage rate outlook resulted in a upward revision ...