The nominal interest rate is a stated interest rate that doesn ... The EAR calculation is a single rate, so it doesn't calculate, communicate, or convey the risks of an investment or loan.

Working Papers describe research in progress by the author(s) and are published to elicit comments and to further debate This paper examines the distribution of output around capacity when money ...

Calculating the real interest rate You can calculate the real interest rate by subtracting the rate of inflation from the nominal interest rate. Here's the formula: Real interest rate = nominal ...