Another creative program uses the highest credit score of all borrowers as the basis for loan pricing. Normally, lenders use ...

A gold loan is a simple way to borrow money by pledging your gold jewellery. Many people choose this option when they need quick funds for personal or emergency needs. Since gold loans are secured, ...

In the week ending May 15, 30-year fixed-rate mortgages averaged 6.81%, Freddie Mac announced, up from 6.76% last week. So ...

Buying a home in the United States is, for many, an increasingly distant dream. With prices constantly rising and mortgage rates still high, buying a home in 2025 requires signific ...

Mortgages has released a 100% loan-to-value (LTV) mortgage product to allow people to get onto the housing ladder with no ...

The average rate on a 30-year mortgage in the U.S. rose this week, returning to where it was just three weeks ago ...

That’s far fewer than the number of cuts we recorded after the base rate reduction in November 2024 — the last time we ...

There’s a splendid saying about the definition of an economist being someone who “will know tomorrow why the things they ...

Britain's biggest building society has made the 'stress rates' it uses to test borrowers' monthly budgets less stringent, ...

There is increasing pressure on banks to make deposit schemes attractive and to open accounts for more and more people under ...

The Bank of England has cut interest rates from 4.5% to 4.25%, meaning the average homeowner on a tracker mortgage will see ...