Key Takeaways Self-employed borrowers need at least two years of income history and may have to provide additional documents like ... expect to pay private mortgage insurance (PMI).

Kiah Treece is a small business owner and personal finance expert with experience in loans, business and personal finance, ...

Lenders require complete financial documentation for a mortgage application. When you're self-employed, you'll need to ...

But when you need a mortgage ... if you put at least 20% down, no mortgage insurance. Whether you’re employed by someone else ...