Having a portion of your debt forgiven can offer big relief, but it's not the only debt relief route you can take.

The best debt consolidation loans are from LightStream, SoFi and PenFed Credit Union, all of which offer interest rates lower ...

Learn the differences between debt consolidation and debt settlement, their pros and cons, and which option suits your ...

Debt consolidation can help some borrowers pay off debt faster by combining their debts, simplifying their monthly payments, and even saving money on interest.

Debt settlement has major risks but can be a last-ditch option for those buried in debt. U.S. News provides advice on which ...

Rolling your debt into one lump-sum loan can be a smart move, but it won't be the right one for every borrower.

If you're struggling with unsecured debt — credit card bills, personal loans, private student loans — debt relief companies, also known as debt settlement companies, can negotiate with your ...

Does this lender offer special debt consolidation features? Some lenders offer extra perks, like sending the loan funds directly to your creditors or free credit score monitoring. Consider these ...

Laurie Sepulveda is a MarketWatch Guides team senior writer who specializes in writing about personal loans, home equity loans, mortgages and banking. She lives in North Carolina and has taught ...