According to the calculator, you would spend roughly $2,452 a month on housing, broken down into $1,763 on mortgage principal ...

Thanks to digital tools, managing credit health has become easier. Tracking credit scores and downloading reports is now ...

To gauge whether your card balances are dampening your credit score, check out Bankrate’s credit utilization ratio calculator ...

Credit scores don’t matter unless you’re trying to get a loan, rent an apartment, secure insurance, buy a home, avoid paying a deposit to utility companies, or even land some jobs. OK.

A credit score of 800 or above is considered excellent and has the same benefits as a perfect 850 score. Benefits of an 800 credit score include better credit offers, lower interest rates and ...