If you're a homeowner looking for a way to tap into your home's value and borrow money, a home equity loan might seem like an ...

Generally, you need an LTV ratio of 85% or less to tap into your home equity. Your outstanding mortgage balance exceeds 85% of your home value. Since most lenders limit the loan-to-value ratio for ...

Its HELOC is a competitive option for veterans, thanks to a max LTV of 85%, low closing costs and a low, fixed introductory APR for the first six months. While an annual fee of $50 typically ...

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home ...

If your CLTV ratio is higher than 85%, consider shopping for lenders that approve higher ratios or applying for a smaller home equity loan balance. Now that you know how LTV and CLTV ratios work ...